.loan-section {
    padding: 80px 20px;
    font-family:'Roboto', sans-serif;
}

.loan-header {
    text-align: center;
    max-width: 700px;
    margin: 0 auto 50px auto;
}

.loan-header h2 {
    font-size: 32px;
    font-weight: 700;
    margin-bottom: 10px;
    color:#1f3c88;
}

.loan-header p {
    color: #666;
    font-size: 16px;
}

.loan-cards{
    max-width:800px;
    margin:auto;

    display:grid;
    grid-template-columns:repeat(6,1fr);
    gap:28px;
}

.loan-cards .card-icon{
    color:#1f3c88;
}

.loan-cards .card-title{
    color:#000;
}

.loan-cards .card-a{
    grid-column:span 2;
}

.loan-cards .card-a:nth-child(4){
    grid-column:2 / span 2;
}

.loan-cards .card-a:nth-child(5){
    grid-column:4 / span 2;
}

.saving-section {
    padding: 80px 20px;
    font-family:'Roboto', sans-serif;
}

.saving-header {
    text-align: center;
    max-width: 700px;
    margin: 0 auto 50px auto;
}

.saving-header h2 {
    font-size: 32px;
    font-weight: 700;
    margin-bottom: 10px;
    color:#1f3c88;
}

.saving-header p {
    color: #666;
    font-size: 16px;
}

.saving-cards{
    max-width:600px;
    margin:auto;

    display:grid;
    grid-template-columns:repeat(2,1fr);
    gap:28px;
}

.saving-cards .card-icon{
    color:#1f3c88;
}

.saving-cards .card-title{
    color:#000;
}

.deposito-section {
    background-color: #002147; /* Oxford Blue */
    color: white;
    padding: 80px 20px;
    font-family: 'Roboto', sans-serif;
}

.deposito-container {
    max-width: 1100px;
    margin: auto;
}

.deposito-header {
    text-align: center;
    max-width: 700px;
    margin: 0 auto 60px auto;
    color: #FFD166;
}

.deposito-header h2 {
    font-size: 32px;
    font-weight: 700;
    margin-bottom: 12px;
}

.deposito-header p {
    color: #cfd8e3;
    font-size: 16px;
}

.deposito-cards {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 40px;
    justify-items: center;
}

.deposito-footer {
    text-align: center;
    margin-top: 70px;
}

.deposito-footer h3 {
    font-size: 24px;
    font-weight: 700;
    color: #FFD166;
}

.deposito-btn{
display:inline-block;
margin-top:20px;
padding:14px 28px;

background:#FFD166;
color:#002147;

font-weight:600;
font-size:15px;

border-radius:8px;
text-decoration:none;

transition:all 0.25s ease;
}

.deposito-btn:hover{
background:#ffc233;
transform:translateY(-2px);
box-shadow:0 6px 18px rgba(0,0,0,0.25);
}

.payment-section {
    /* padding: 80px 20px;
    font-family:'Roboto', sans-serif; */
    padding: 20px 20px 80px 20px;
    font-family: 'Roboto', sans-serif;

    display: flex;
    justify-content: center;
}

.payment-header {
    text-align: center;
    max-width: 700px;
    margin: 0 auto 50px auto;
}

.payment-header h2 {
    font-size: 32px;
    font-weight: 700;
    margin-bottom: 10px;
    color:#1f3c88;
}

.payment-header p {
    color: #666;
    font-size: 16px;
}

.payment-bigcard {
    /* background: white; */
    background: #f7f9fc;
    border-radius: 12px;
    border: 1px solid #eee;

    padding: 50px 40px;

    width: 100%;
    max-width: 900px;

    margin: auto;

    box-shadow: 0 6px 20px rgba(0,0,0,0.05);

    display: flex;
    flex-direction: column;
    align-items: center;
}

.payment-cards{
    max-width:800px;
    margin:auto;

    display:grid;
    grid-template-columns:repeat(8,1fr);
    gap:28px;
}

.payment-cards .card-icon{
    color:#1f3c88;
}

/* each card takes 2 columns */
.payment-cards .card-c{
    grid-column:span 2;
}

/* center the 3 cards in second row */
.payment-cards .card-c:nth-child(5){
    grid-column:2 / span 2;
}

.payment-cards .card-c:nth-child(6){
    grid-column:4 / span 2;
}

.payment-cards .card-c:nth-child(7){
    grid-column:6 / span 2;
}

@media (max-width:768px){

    .payment-bigcard{
        padding:35px 20px;
    }

    .payment-cards{
        grid-template-columns:repeat(2,1fr);
    }

    .payment-cards .card-c{
        grid-column:auto !important;
    }

}

/* ABOUT COMPANY SECTION */

.about-company{
    padding:80px 10%;
    background:#f7f9fc;
}

.about-container{
    display:flex;
    align-items:center;
    gap:50px;
}

/* Image */

.about-image img{
    width:100%;
    max-width:480px;
    border-radius:12px;
    box-shadow:0 10px 25px rgba(0,0,0,0.1);
}

/* Text */

.about-text h2{
    font-size:32px;
    margin-bottom:20px;
    color:#1f3c88;
}

.about-text p{
    font-size:16px;
    line-height:1.7;
    margin-bottom:16px;
    color:#444;
}

.about-text .highlight{
font-weight:600;
color:#1f3c88;
}

@media (max-width: 900px){

.about-container{
    flex-direction:column;
}

.about-image img{
    max-width:100%;
}

}

/* VISION AND MISSION SECTION */
.vision-mission{
padding:80px 10%;
background:#ffffff;
}

.vm-container{
display:flex;
gap:40px;
justify-content:center;
}

/* Card */

.vm-card{
flex:1;
background:#f7f9fc;
border:1px solid #e6e9ef;
padding:40px;
border-radius:12px;
box-shadow:0 10px 20px rgba(0,0,0,0.05);
transition:0.3s;
}

/* Hover effect */

.vm-card:hover{
transform:translateY(-6px);
box-shadow:0 15px 30px rgba(0,0,0,0.08);
}

/* Icon */

.vm-icon{
font-size:32px;
/* height:64px; */
margin:0 auto 10px auto;
display:flex;
justify-content: center;
align-items: center;
}

.vm-icon svg{
    width: 48px;
    height: 48px;
    color:#1f3c88;
}

/* Title */

.vm-card h3{
font-size:24px;
margin-bottom:15px;
color:#1f3c88;
text-align: center;
}

/* Text */

.vm-card p{
text-align: center;
line-height:1.7;
color:#444;
}

/* Mission list */

.vm-card ul{
padding-left:20px;
}

.vm-card li{
margin-bottom:10px;
color:#444;
}

.wu-section {
    padding: 20px 20px 80px 20px;
    /* font-family:'Roboto', sans-serif; */
}

.wu-header {
    text-align: center;
    max-width: 700px;
    margin: 0 auto 50px auto;
}

.wu-header h2 {
    font-size: 32px;
    font-weight: 700;
    margin-bottom: 10px;
    color:#1f3c88;
}

.wu-header p {
    color: #666;
    font-size: 16px;
}

.wu-cards{
    max-width:1100px;
    margin:auto;

    display:grid;
    grid-template-columns:repeat(4,1fr);
    gap:28px;
}

.wu-cards .card-icon{
    color:#1f3c88;
}

@media (max-width: 900px){
    .wu-cards{
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 500px){
    .wu-cards{
        grid-template-columns: 1fr;
    }
}

.map-section{
    padding:20px 20px 60px 20px;
    text-align:center;
}

.map-section iframe{
    width:100%;
    max-width:900px;
    height:400px;
    border-radius:10px;
}

.map-container{
    max-width:900px;
    margin:auto;
    overflow:hidden;
    border-radius:12px;
}

.map-title{
    padding: 0px 0px 20px 0px;
    color: #1f3c88;
}

.marketing-section{
    padding:20px 20px 80px 20px;
    text-align:center;
    font-family:'Roboto', sans-serif;
}

.marketing-header{
    max-width:700px;
    margin:auto;
    margin-bottom:50px;
}

.marketing-header h2{
    font-size:32px;
    font-weight:700;
    margin-bottom:10px;
    color:#1f3c88;
}

.marketing-header p{
    color:#666;
}

.marketing-cards{
    display:grid;
    grid-template-columns:repeat(3,1fr);
    gap:30px;
    max-width:1000px;
    margin:auto;
}

.marketing-card{
    background: #f7f9fc;
    border:1px solid #e6e9ef;
    border-radius:12px;
    padding:30px;
    box-shadow:0 5px 20px rgba(0,0,0,0.08);
    transition:0.3s;
}

.marketing-card:hover{
    transform:translateY(-6px);
}

.marketing-card img{
    width:90px;
    height:90px;
    border-radius:50%;
    object-fit:cover;
    margin-bottom:15px;
}

.marketing-card h3{
    font-size:20px;
    margin-bottom:5px;
    color:#1f3c88;
}

.marketing-card .role{
    color:#888;
    margin-bottom:15px;
}

.marketing-card .phone{
    font-weight:500;
    margin-bottom:20px;
}

.wa-btn{
    display:inline-block;
    background:#25D366;
    color:white;
    padding:10px 18px;
    border-radius:6px;
    text-decoration:none;
    font-weight:500;
}

@media (max-width:768px){

    .marketing-cards{
        grid-template-columns:1fr;
    }

}

.leadership {
padding: 0px 20px 80px 20px;
text-align: center;
}

.leadership h2 {
font-size: 36px;
margin-bottom: 40px;
color:#1f3c88;
}

.leadership h3 {
margin: 50px 0 25px;
font-size: 24px;
color:#1f3c88;
}

.leadership-grid {
display: grid;
grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
gap: 30px;
max-width: 900px;
margin: auto;
}

.leader-card {
background: #f7f9fc;
border:1px solid #e6e9ef;
padding: 25px;
border-radius: 10px;
box-shadow: 0 10px 20px rgba(0,0,0,0.05);

transition: 0.3s;
}

.leader-card:hover{
transform:translateY(-6px);
box-shadow:0 15px 30px rgba(0,0,0,0.08);
}

.leader-card img {
width: 120px;
height: 120px;
border-radius: 50%;
object-fit: cover;
margin-bottom: 15px;
}

.leader-card h4 {
margin: 10px 0 5px;
font-size: 18px;
color:#1f3c88;
}

.leader-title {
font-weight: 600;
color: #666;
margin-bottom: 10px;
}

.leader-bio {
font-size: 14px;
color: #777;
}

.leader-vacant {
background: #f6f6f6;
color: #888;
}

/* HEADER */

.product-header{
    padding:80px 20px 50px;
    text-align:center;
    font-family:'Roboto', sans-serif;
}

.product-header h1{
    font-size:36px;
    margin-bottom:15px;
    color:#1f3c88;
    font-weight: bold;
}

.product-description{
    max-width:700px;
    margin:auto;
    color:#555;
    line-height:1.7;
}


/* BENEFITS */

.product-benefits{
    padding:70px 20px;
    background:#f7f9fc;
    font-family:'Roboto', sans-serif;
}

.section-title{
    text-align:center;
    font-size:28px;
    margin-bottom:40px;
    color:#1f3c88;
    font-weight: bold;
    font-family:'Roboto', sans-serif;
}

.benefit-grid{
    max-width:1000px;
    margin:auto;

    display:grid;
    grid-template-columns:repeat(4,1fr);
    gap:25px;
}

.benefit-card{
    background:white;
    padding:25px 25px 5px 25px;
    border-radius:10px;
    text-align:center;
    box-shadow:0 5px 15px rgba(0,0,0,0.05);
    transition:0.3s;
}

.benefit-card:hover{
    transform:translateY(-6px);
}

.benefit-icon{
    font-size:22px;
    color:#0f4c81;
    margin-bottom:10px;
}


/* TERMS */

.product-terms{
    font-family:'Roboto', sans-serif;
    padding:80px 20px;
}

.list-container{
    max-width:350px;
    margin:auto;

    background:white;
    padding:30px 40px;

    border-radius:10px;
    box-shadow:0 5px 15px rgba(0,0,0,0.05);
    transition:0.3s;
}

.list-container:hover{
    transform:translateY(-6px);
}

.list-container ul{
    padding-left:35px;
    line-height:1.9;
    color:#555;
}

/* table */
.product-documents{
    padding:80px 20px;
    background:#f7f9fc;
}

.documents-table-wrapper{
    max-width:900px;
    margin:auto;
    overflow-x:auto;
}

/* Table */

.documents-table{
    width:100%;
    border-collapse:collapse;
    background:white;
    border-radius:10px;
    overflow:hidden;
    box-shadow:0 6px 20px rgba(0,0,0,0.05);
}

/* Header */

.documents-table thead{
    background:#0f4c81;
    color:white;
}

.documents-table th{
    text-align:left;
    padding:14px 16px;
    font-size:14px;
}

/* Rows */

.documents-table td{
    padding:14px 16px;
    border-bottom:1px solid #eee;
    font-size:14px;
    color:#555;
}

/* Hover effect */

.documents-table tbody tr:hover{
    background:#f5f8fb;
}

/* Number column */

.documents-table td:first-child{
    width:60px;
    text-align:center;
    font-weight:600;
}

.check-mark{
    text-align: center;
}

/* saving detail (Table section) */

.product-savings{
    padding:80px 20px;
    background:#f7f9fc;
}

.savings-table-wrapper{
    max-width:950px;
    margin:auto;
    overflow-x:auto;
}

.savings-table{
    width:100%;
    border-collapse:collapse;
    background:white;
    border-radius:10px;
    overflow:hidden;
    box-shadow:0 6px 20px rgba(0,0,0,0.05);
}

/* Header */

.savings-table thead{
    background:#0f4c81;
    color:white;
}

.savings-table th{
    padding:14px 16px;
    font-size:14px;
    text-align:center;
}

/* Program title row */

.program-title{
    font-weight:600;
    letter-spacing:0.5px;
}

/* Body */

.savings-table td{
    padding:14px 16px;
    border-bottom:1px solid #eee;
    font-size:14px;
    color:#555;
}

/* First column */

.savings-table td:first-child{
    font-weight:600;
    text-align:left;
    color:#333;
    width:35%;
}

.savings-table td:not(:first-child){
    text-align:center;
}

/* Hover */

.savings-table tbody tr:hover{
    background:#f5f8fb;
}

/* Tabel Suku Bunga */
.interest-rate{
    padding:80px 20px;
    /* background:#f7f9fc; */
}

.interest-desc{
    text-align:center;
    margin-bottom:40px;
    font-size:14px;
    color:#666;
}

.interest-table-wrapper{
    max-width:500px;
    margin:auto;
    overflow-x:auto;
}

.interest-table{
    width:100%;
    border-collapse:collapse;
    background:white;
    border-radius:10px;
    overflow:hidden;
    box-shadow:0 6px 20px rgba(0,0,0,0.05);
}

.interest-table thead{
    background:#0f4c81;
    color:white;
}

.interest-table th{
    padding:14px 16px;
    font-size:14px;
    text-align:center;
}

.interest-table td{
    padding:14px 16px;
    border-bottom:1px solid #eee;
    font-size:14px;
    color:#555;
    text-align:center;
}

.interest-table td:first-child{
    font-weight:600;
}

/* .interest-table td:not(:first-child),
.interest-table th:not(:first-child){
    text-align:center;
} */

.interest-table tbody tr:hover{
    background:#f5f8fb;
}

/* Tabel suku bunga deposito */
.deposito-interest-section{
    padding:80px 20px;
    background:#f7f9fc;
}

.deposito-table-wrapper{
    max-width:950px;
    margin:auto;
    overflow-x:auto;
}

.deposito-table{
    width:100%;
    border-collapse:collapse;
    background:white;
    border-radius:10px;
    overflow:hidden;
    box-shadow:0 6px 20px rgba(0,0,0,0.05);
}

/* Header */

.deposito-table thead{
    background:#0f4c81;
    color:white;
}

.deposito-table th{
    padding:14px 16px;
    font-size:14px;
    text-align:center;
}

/* Program title row */

.program-title{
    font-weight:600;
    letter-spacing:0.5px;
}

/* Body */

.deposito-table td{
    padding:14px 16px;
    border-bottom:1px solid #eee;
    font-size:14px;
    color:#555;
}

/* First column */

.deposito-table td:first-child{
    font-weight:600;
    text-align:center;
    color:#333;
    width:35%;
}

.deposito-table td:not(:first-child){
    text-align:center;
}

/* Hover */

.deposito-table tbody tr:hover{
    background:#f5f8fb;
}